Innovation Blog: Degas, Maize

Degas Africa implements and end-to-end traceability and AI credit scoring solution in Ghana. Field agents, equipped with fingerprint scanners, smartphone with a pre-installed in-house developed app, and more, create a complete, verifiable and traceable profile of farm(er)s and produce. Data is stored in the app allowing digitization, aggregation and manipulation. Coupled with a proprietary AI credit scoring algorithm, the data is leveraged to predict non-performing loans (NPL) with very high accuracy. With scale and over time, the predictors of NPLs can be better understood.